General terms and conditions of use (GTCU)

This website (hereinafter "the Site") is operated by S. Potet Advisory, a sole proprietorship based in Bern (Switzerland).

By accessing the Site, you accept the present Terms and Conditions without reservation.

1. Purpose of the GCU

These Terms and Conditions define the rules governing access to and use of the Site, as well as the rights and obligations applicable between Finlift (hereinafter referred to as "we" or "us") and the user (hereinafter referred to as "you" or "us").

They apply to any consultation of the Site, use of its content and contact forms.

2. Site access

The Site is accessible free of charge from any device with Internet access.

We strive to guarantee uninterrupted access, but temporary interruptions may occur for maintenance, updates or technical reasons.

Finlift cannot be held responsible for any inability to access the Site beyond its control.

3. Use of the Site

You agree to use the Site in compliance with :

• laws applicable in Switzerland ;
• the rights of Finlift and third parties;
• the technical integrity of the Site.

In particular, you agree not to:

• any attempt to gain unauthorized access to servers, data or non-public areas;
• any action likely to damage, disrupt or saturate the Site;
• use the Site for fraudulent or unauthorized commercial purposes or in any way that is contrary to the law.

4. Forms and contact

When you contact us using the forms on the Site, you agree to provide :

• accurate, up-to-date and relevant information;
• contact information so we can get back to you.

Use of the forms implies acceptance of our Privacy Policy, available separately.

5. Nature and scope of information published

The information and content on the Site (articles, texts, advice, service descriptions, resources) are for information purposes only. It does not constitute personalized financial advice, legal advice or an investment recommendation.

A contractual service only begins once a specific proposal or agreement has been signed.

Finlift does not guarantee the completeness or timeliness of the content.

6. Intellectual property

The Site and all its elements (text, images, graphics, logos, structure, content, domain name, etc.) are protected by Swiss intellectual property law.

Except with prior written authorization, you are not authorized to :

• copy, reproduce, modify or distribute the content of the Site;
• create derivative works or reuse content for commercial purposes.

Quotations with clear reference to the source "Finlift (finlift.ch)" are permitted.

7. External links

The Site may contain links to third-party sites.

Finlift has no control over these sites and accepts no responsibility for their content, accuracy or security.

8. Liability

Finlift declines all responsibility for :

• direct or indirect damage arising from the use or inability to use the Site;
• errors, omissions or inaccuracies in the content ;
• losses due to viruses, computer attacks or technical problems linked to the use of the Site;
• actions or decisions taken on the basis of published information.

You use the Site at your own risk.

9. Security and data protection

We implement reasonable technical and organizational measures to protect the Site and the data collected.

The processing of personal data is governed by our Privacy Policy, which complies with the Swiss Federal Data Protection Act.

10. Modifications to the Site and the GCU

Finlift may make changes at any time:

• the content of the Site ;
• services presented ;
• the present GTU.

Modifications take effect as soon as they are published on the Site.

Please consult this page regularly.

11. Applicable law

These GTC are governed exclusively by Swiss law.

12. Jurisdiction

The exclusive place of jurisdiction for all disputes relating to the use of the Site is Berne (Switzerland), subject to recourse to the federal courts.

13. Contact

If you have any questions concerning these GTU:

Finlift

Bern, Switzerland

info@finlift.ch